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How We're Different
We provide loans to help you undertake individual projects that require financial input that is beyond your means. You can get personal loans, auto loans or refinancing. We offer highly competitive rates and affordable repayments schedules designed to suit your circumstances.
Many financiers take time to decide whether to provide you with funds you need. That is not the case with us. We value your time and trust the plans you have for the funds. Therefore, we make decisions very fast, and you get the funds quickly. With the help of our app, applying for a loan is now done remotely. Applicants are not required to come to our offices to make the application.
Our loans are grouped according to their usage. We offer personal and auto loans. The security of the loans can be the asset you are purchasing. If you have deposits, you can use them as collateral.
When it comes to repayment extensions, it is common to experience situations when your financial commitments are overwhelming. For instance, you need some money for an opportunity you cannot miss. We can extend payments up to 3 times. We also provide a Skip-A-Pay promotion in the summer and fall. Please contact us to learn more about how to take advantage of our payment extensions and our Skip-A-Pay promotion.
Student Loan Applications
Click on the button to apply for Sallie Mae Student Loans.
Interest Rates on Loans
The rates below do not reflect loan special rates. Please check our Loan Specials page to see current loan special rates!
|New Vehicle||Depends on Amount Financed||"As Low As" 4.240% APR|
|Used Vehicle||Depends on Year Model||"As Low As" 4.240% APR|
|Signature||36 Months Max||"As Low As" 7.75% APR|
|Share Certificate Secured||Max term is the maturity date of the certificate||Interest paid is 2% above Share Certificate rate, or a minimum rate 4.000%|
|Share Secured||Term and rate of the lowest rate offered at the time||Term and rate of the lowest rate offered at the time|
|Other Secured||60 Months Max||"As Low As" 6.75% APR|
Credit Cards & Rates
Credit Card rates by Credit Score
|730 + [A+]||8.00%|
|680 - 729 [A]||9.00%|
|640 - 679 [B]||10.00%|
|600 - 639 [C]||13.00%|
|< 599 [D]||16.00%|
|730 + [A+]||9.00%|
|680 - 729 [A]||10.00%|
|640 - 679 [B]||11.00%|
|600 - 639 [C]||14.00%|
|< 599 [D]||17.00%|
FINAL PAYMENT WILL BE DETERMINED BASED ON YOUR COLLATERAL, TERM,
AND YOUR CREDIT HISTORY. ALL LOANS ARE SUBJECT TO RISK-BASED PRICING.