PRIVACY POLICY INFORMATION WE COLLECT   We collect nonpublic information about you from some or all of the following sources: Information we receive from you on applications or other forms; Information about your transactions with us, our affiliates, or others; and, Information we receive from a consumer reporting agency. INFORMATION WE DISCLOSE We do not disclose any nonpublic personal information about our members and former members to affiliates or non-affiliated third parties except as permitted by law. OUR SECURITY MEASURES We restrict access to nonpublic information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with Federal regulations to guard your nonpublic personal information.   NOTICE TO CREDIT UNION MEMBERS   This credit union is incorporated under the laws of  the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department. Any member wishing to file a complaint against the credit union should contact the Texas Credit Union Department through one of the means indicated below:   MAIL: 914 East Anderson Austin, TX 78752-1699 PHONE: 512-837-9236  FAX 512-832-0278 EMAIL: complaints@tcud.state.tx.us WEBSITE: www.tcud.state.tx.us   Please note that the Department does not have the authority to resolve contractual disputes or undocumented factual disputes between a member and this credit union. If your dispute is of this nature, you may want to consult with legal counsel regarding your rights to resolve the situation.