Type

Account Name

APR
Annual Percentage Rate

APY
Annual Percentage Yield

01

Shares (Regular shares and all savings except special  monthly savings)

0.250 %

0.250%

05

CUIE                                                      (tiered rates, our version of a money market)                     $ 2,500 -$10,000                                over $10,000- $50,000                            over $50,000                               

0.450%                 0.550%               0.800%  

0.451%                 0.551%           0.803%

09

Share Draft (Checking)

0.10%

0.10%

10-14

Special Savings Accounts

0.250 %

0.250%

15

Special Monthly Savings

0.250 %

0.250%

 20-24

IRA's                                            

1.050%

1.054%             

6S

Small Saver CD
Term Shares  

0.200%

0.200%

1 year term

0.700%

0.700%

1 yr., int. paid monthly

0.700%

0.702%

2 year term

0.900%

0.896%

6 month term

0.450%

0.450%

6 mos., int. paid monthly

0.450%

0.451%

Six Mo. Jumbo Term

0.500%

0.501%

One Year Jumbo Term

0.750%

0.750%

Two Year Jumbo Term

1.000%

0.995%

Interest is paid quarterly on most accounts
0Annual Percentage Yield effective as of 5/1/12